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Home Improvement Program

Ballwin is part of the St. Louis County Government’s Home Improvement Program, which offers up to $7,500 (as of September 1, 2022) of home repairs for eligible Ballwin homeowners, at NO COST.  Examples of eligible items include roofing; electrical; plumbing; heating; air-conditioning; hot water heater; tuck-pointing; foundation work, handrail installation; concrete, asphalt, masonry; tree trimming or removal, insulation, etc.

Qualification criteria: You must own the home and live in the home, your real estate taxes have to be current, you cannot have participated in the program previously, and your household’s total Adjusted Gross Income, based on FY 2024 Fair Market Rent, is within the following Income Limits:

Family of 1 – less than $53,150     Family of 5 – less than $82,000
Family of 2 – less than $60,750     Family of 6 – less than $88,050
Family of 3 – less than $68,350     Family of 7 – less than $94,150
Family of 4 – less than $75,900     Family of 8 – less than $100,200

For each person in excess of eight, multiply the 4 person base, times:

Family of 09 – 1.40     Family of 13 – 1.72
Family of 10 – 1.48     Family of 14 – 1.80
Family of 11 – 1.56     Family of 15 – 1.88
Family of 12 – 1.64     Family of 16 – 1.96

Example: 9 people at Level 1 - $75,900 x 1.40 = $106,250 (round to the nearest $50).

Senior Citizens - PLEASE NOTE:  For Senior Citizens, many times some of your Social Security income is not included in the Adjusted Gross Income figures listed on your Federal U.S. Income Tax Return (and therefore might not be counted in the figures listed above).

The Home Improvement Program is federally funded and operates through St. Louis County Government’s Dept. of Human Services, Office of Community Development in conjunction with the City of Ballwin, MO.

Funding availability is limited, so act swiftly! To apply, please call Debby in St. Louis County at 314-615-4025 (TTY 1-800-735-2966).